Prepaid Business Credits for Corporate Gifts & Merchandise

Swish & Click Business Credit allows companies to pre-approve budget once and use it later for corporate gifts, branded merchandise, promotional products, and custom apparel. Instead of raising new payments for every order, teams can order when needed — making it ideal for HR, marketing, procurement, and agency-managed accounts with recurring requirements.

With prepaid business credit already in place, orders move immediately into product selection, branding, and production. This eliminates delays caused by finance approvals and last-minute payments, helping companies meet tight deadlines for events, onboarding kits, seasonal campaigns, and internal gifting.

Using business credit reduces the number of invoices, payments, and approvals needed throughout the year. Spend is consolidated into a single prepaid balance, making accounting, reconciliation, and budget tracking significantly easier — especially for companies managing multiple teams, locations, or campaigns.

All business credits are valid for 36 months (3 years) and protected under EU consumer protection standards, which we apply worldwide. This includes clear terms, transparent conditions, and a 14-day right of withdrawal for unused credits, giving organisations full confidence when prepaying.